We build the systems that run modern mortgage operations.
Next Era Solutions designs, builds, and ships enterprise Encompass software - and the custom development and consulting behind it. We don't just advise. We deliver working systems.
A software company
that knows the work.
Most mortgage software is built by engineers who've never worked a loan file. Ours is built by people who've architected Encompass systems from the inside - across both Banker and Broker Edition - and that's the difference you feel in the product.
Software & products
Purpose-built tools that embed into your Encompass environment - extending what your LOS can do without replacing it or waiting on a vendor roadmap.
- Licensed, hosted, and maintained by us
- Live in real production mortgage environments
- Onboarding measured in days, not quarters
- Built to your channel and your workflow
Custom development & consulting
When you need something built or fixed by someone who's done it before - across desktop, web, plugins, and full system builds.
- Encompass system builds & ongoing administration
- Custom plugins, web forms, and desktop input forms
- Milestone workflows, status logic, business rules
- VP-level expertise - not generalists learning on your dime
Products built by practitioners.
Software you can license and deploy, plus custom development built around exactly how your team operates. Here's a look - each one has its own page.
A secure integration layer that connects Encompass to the systems you run - and gives admins more control over users and the system, with real-time and scheduled reporting.
View productA branded broker-channel experience inside Encompass TPO Connect, with a drag-and-drop form builder.
View productAutomated, explainable pass / fail / refer decisions against your lending programs in real time.
View productWe don't consult from a distance.
Our approach is built around being in the work - not managing it from a deck.
Understand what you actually have
We start with your current system - what works, what's a workaround, and where the real friction lives. No frameworks imposed from outside before we understand your operation.
Design before we build
Architecture first, code second. We map your workflows, data flows, and system logic before writing a line - so you don't pay to rebuild the same thing twice.
Ship and stay accountable
We deliver working systems, not status reports. Every engagement ends with something running in production - not recommendations for someone else to act on.
Ten-plus years deep
in the Encompass stack.
We've spent over a decade inside Encompass - across both Banker and Broker Edition - not building generic software that happens to touch lending.
System architecture
Custom milestone frameworks, processing and underwriting status logic, and closing workflow design - built from scratch, not templated from a demo.
Web & desktop forms
Custom input forms across both Encompass Web and desktop, with scripted logic and validations - including migrating legacy desktop forms to the web.
API & integration
Field-level read/write, secure authentication, connector architecture, and real-time loan data pipelines built directly against the platform.
Product & pricing
Pricing engine setup across Optimal Blue, ICE PPE, and LenderPrice - product eligibility configuration, integration, and investor channel management.
Banker & Broker Edition
Hands-on across both editions and all four channels - bank retail pipelines, TPO broker workflows, correspondent investor channels, and brokered lending. The differences matter, and we know them.
Deployment & hosting
Fully managed, securely hosted deployments with per-client isolation and zero-downtime releases - so the software just runs.
Ready to build something that actually works?
Whether you need a licensed product, a custom plugin, a full Encompass build, or an expert to take something broken and make it run - we're the team for it.
Get in touchWorking with lenders of all sizes across retail, wholesale, correspondent, and brokered channels.